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They also have some shares, typical super balances (retirement accounts), and an investment property. Rebecca and Thomas own their own home and have 20 years left on the mortgage. For simplicity, I have not included any children in their life plans. They both work full time, and both earn A$120,000 per year.

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They are married and live in Melbourne, Australia. I put together a test case scenario that I think is pretty typical and hopefully relatable to many in the FI community. On the website, Kyle says that ProjectionLab allows us to “simulate your financial future and chart a course toward your best life.” That sounds like a fantastic premise! Our Test Case

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It was developed by Kyle Nolan, a US-based software engineer and FIRE enthusiast. ProjectionLab is a financial planning and modelling software specifically for people on the path to Financial Independence. Note: I have no affiliation with ProjectionLab, I just like to try out new tools like this. How does it stack up? Does it work for Semi-FI strategies like Coast FI? Is it useful for Australia and the specifics of our tax and superannuation system? In this article, we’ll explore the ProjectionLab software using a test scenario. One of the members of our Semi-FI Facebook group got so excited about it that he signed up for lifetime access immediately. I’ve received several emails and messages from readers who asked me about the software and whether I think it would work for a) various Semi-FI scenarios and strategies and b) in an Australian context. A lot of FIRE enthusiasts have been waiting for a tool like this (myself included!). ProjectionLab was promoted on several prominent FI blogs and podcasts over the last few weeks – and for a good reason: the software is beautiful and flexible. This collection can be used on both RAW and JPEG images.Today I’ve got something a little different for you: a review of a new financial planning software developed specifically for the FIRE community.

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You can use these presets in Lightroom 5, Lightroom 6 and the Creative Cloud. This collection is perfect for any style of natural light portrait photography. The Summer Limited Edition Collection brings beautiful light and color to your natural light images! Create your own signature style with soft and sunny summer colors, rich jewel tones, and luscious black & white conversions.













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